BEGIN:VCARD VERSION:2.1 N:Dear;Fred;S. FN:Fred S. Dear ORG:Bederson & Company LLP TITLE:Partner TEL;WORK;VOICE:(973) 736-3333 TEL;CELL;VOICE:(201) 415-0002 TEL;WORK;FAX:(973) 736-8786 ADR;WORK:;;405 Northfield Avenue;West Orange;New Jersey;07052;United States of America LABEL;WORK;ENCODING=QUOTED-PRINTABLE:405 Northfield Avenue=0D=0AWest Orange, New Jersey 07052=0D=0AUnited States = of America EMAIL;PREF;INTERNET:fdear@bederson.com REV:20050317T160802Z END:VCARD